Debt collection -- Attempts to collect debt not owed -- Complaint #4556036

Complaint Overview

Complaint ID: 4556036

Company: Cl Holdings LLC

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: West Virginia

ZIP Code: 26501

Date Received: 2021-07-19T12:00:00-05:00

Date Sent to Company: 2021-07-19T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Fraudulent charge on my credit report. Dated : XX/XX/2021. Company : XXXX XXXX Amount of debt : {$1100.00} Collection letter received by Jefferson Capital on XX/XX/2021. Spoke to XXXX about this. They said to contact FTC. Account # XXXX I have had XXXX XXXX XXXX as my cellular service for 5+ years. This XXXX XXXX account was opened fraudulently. Please help!

Frequently Asked Questions

What is Complaint #4556036 about?

Complaint #4556036 was filed against Cl Holdings LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-07-19T12:00:00-05:00.

How did Cl Holdings LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Cl Holdings LLC?

Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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