Vehicle loan or lease -- Incorrect information on your report -- Complaint #4551874

Complaint Overview

Complaint ID: 4551874

Company: Hyundai Capital America

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: Georgia

ZIP Code: 30060

Date Received: 2021-07-17T12:00:00-05:00

Date Sent to Company: 2021-07-17T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Kia Motor Finance claim I still owe {$680.00} when the car was totaled and my Gap Insurance covers the entire balance but theyre still reporting a balance when it supposed to be deleted off my credit report on XXXX XXXX and XXXX. I have recorded conversations and documents stating that this account was going to be deleted off my credit report once Gap covers the balance which they did. Now I will be filing a lawsuit in small claims court because my life has been messed up for 6 years from Kia Motor Finance for their injury to my credit report.

Frequently Asked Questions

What is Complaint #4551874 about?

Complaint #4551874 was filed against Hyundai Capital America regarding Vehicle loan or lease specifically about Incorrect information on your report. It was received by the CFPB on 2021-07-17T12:00:00-05:00.

How did Hyundai Capital America respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Hyundai Capital America?

Yes, visit the Hyundai Capital America company profile at readthecomplaint.com/company/hyundai-capital-america to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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