Debt collection -- Attempts to collect debt not owed -- Complaint #4546026
Complaint Overview
Complaint ID: 4546026
Company: Credit And Receivables Services INC.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Ohio
ZIP Code: 456XX
Date Received: 2021-07-15T12:00:00-05:00
Date Sent to Company: 2021-07-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
No information given regarding account. Violates federal XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX i XXXX. The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been XXXX months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX i XXXX The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been XXXX months and no information given. No medical release to collect on this debt either
Frequently Asked Questions
What is Complaint #4546026 about?
Complaint #4546026 was filed against Credit And Receivables Services INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-07-15T12:00:00-05:00.
How did Credit And Receivables Services INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Credit And Receivables Services INC.?
Yes, visit the Credit And Receivables Services INC. company profile at readthecomplaint.com/company/credit-and-receivables-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.