Mortgage -- Closing on a mortgage -- Complaint #4543542

Complaint Overview

Complaint ID: 4543542

Company: Wells Fargo & Company

Product: Mortgage

Sub-Product: FHA mortgage

Issue: Closing on a mortgage

State: Georgia

ZIP Code: 30106

Date Received: 2021-07-14T12:00:00-05:00

Date Sent to Company: 2021-07-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

In XX/XX/2021, I responded to an email from Wells Fargo and informed them that I am ready to leave the COVID Homeowners Forbearance program. I requested the FHA homeowners mortgage refinance option, and was verbally approved for that plan. I was informed that the closing would occur in XXXX. Wells Fargo would prepare the closing documents and a notary public would contact me to arrange for signature and to leave copies. As of XX/XX/2021 nothing else has happened. I have spoken with and emailed the home ownership representative several times and have been assured that all is well with the loan. However, She does not know why the closing has not occurred. I understand that Wells Fargo is undergoing some leadership changes. The company is also dealing with several legal challenges. I am afraid that my mortgage refinance has gotten lost in the shuffle. Please help.

Frequently Asked Questions

What is Complaint #4543542 about?

Complaint #4543542 was filed against Wells Fargo & Company regarding Mortgage specifically about Closing on a mortgage. It was received by the CFPB on 2021-07-14T12:00:00-05:00.

How did Wells Fargo & Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Wells Fargo & Company?

Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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