Debt collection -- Attempts to collect debt not owed -- Complaint #4543263

Complaint Overview

Complaint ID: 4543263

Company: Capital One Financial Corporation

Product: Debt collection

Sub-Product: Credit card debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Ohio

ZIP Code: 45247

Date Received: 2021-07-14T12:00:00-05:00

Date Sent to Company: 2021-07-14T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

credit card XXXX XXXX XX/XX/XXXX {$0.00} credit card CAPITAL ONE XXXX XX/XX/XXXX {$8500.00} credit card XXXX XXXX XXXX XXXX XX/XX/XXXX {$2700.00} other 01 XXXX XXXX XXXX XX/XX/XXXX {$2700.00} other 08 XXXX XXXX XXXX XX/XX/XXXX {$1800.00}

Frequently Asked Questions

What is Complaint #4543263 about?

Complaint #4543263 was filed against Capital One Financial Corporation regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-07-14T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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