Debt collection -- Written notification about debt -- Complaint #4539047

Complaint Overview

Complaint ID: 4539047

Company: Erc

Product: Debt collection

Sub-Product: Other debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: Texas

ZIP Code: 77429

Date Received: 2021-07-13T12:00:00-05:00

Date Sent to Company: 2021-07-13T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

There is an account that is unknown and I do not owe. I never received anything regarding this it just appeared on my credit file. Please help Enhanced Recovery XXXX

Frequently Asked Questions

What is Complaint #4539047 about?

Complaint #4539047 was filed against Erc regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-07-13T12:00:00-05:00.

How did Erc respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Erc?

Yes, visit the Erc company profile at readthecomplaint.com/company/erc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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