Credit card or prepaid card -- Getting a credit card -- Complaint #4536566
Complaint Overview
Complaint ID: 4536566
Company: Capital One Financial Corporation
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Sent card you never applied for
State: California
ZIP Code: 91606
Date Received: 2021-07-12T12:00:00-05:00
Date Sent to Company: 2021-07-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I received a replacement card for my Visa card which doesnt expire until 2015 and it was a MasterCard not a Visa. I called Capital One on XX/XX/XXXX and was told I needed to close my Visa account because I havent been using it at stores where Capital One makes money. I said I need Visa in order to shop at XXXX. The man repeated his statement. I have not activated the unsolicited card and I have continued to use my Visa card and will continue to do so until it expires. Thank you, XXXX XXXX
Frequently Asked Questions
What is Complaint #4536566 about?
Complaint #4536566 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Getting a credit card. It was received by the CFPB on 2021-07-12T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.