Debt collection -- Attempts to collect debt not owed -- Complaint #4535862
Complaint Overview
Complaint ID: 4535862
Company: Law Offices Of Robert J. Colclough, III
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: Nevada
ZIP Code: 89166
Date Received: 2021-07-12T12:00:00-05:00
Date Sent to Company: 2021-07-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am having an issue of an ongoing nature with a collection agency reporting information on my credit report regarding a debt which was paid in full prior to being sent to collections. the debt regards a payment for rent in a condo where myself and my partner lived, in California. Prior to moving out, the debt was paid for in cash and then we were given permission to move from the property. Nothing was ever reported immediately following this transaction. Approximately 1 year after, the debt was placed into collection but we were never notified as to the legitimacy or lack thereof regarding the debt. I have disputed numerous times, citing FCRA compliance and requesting original paperwork from the company under the Fair Debt Collection Practices Act, which I would then use to validate such an amount being due, and then take action against the company reporting the information fraudulently. To date, no documents have been provided from these disputes, neither prior to dispute or after dispute. The company is simply stamping the dispute as meeting FCRA standards without actually meeting them, causing a hardship on myself with every new dispute. This is unfair and wrong and I am asking this federal agency to assist in mediation with this matter. The collection agency : Allied Collections, has to this date refused to reply with a response that meets FCRA guidelines, they have provided no tangible paperwork as requested, they have not communicated with myself in any manner and when i contact the reporting agencies, as to what material has been submitted to prove the debt is accurate, I am told the company has not provided any paperwork but have made the claim that it is correct. Also this collection has been systematically increasing in dollar amount even though it is in the hands of a debt buyer and long closed. This needs to be investigated and corrected. This debt is not factual as all monies owed were paid prior to vacating premises. I am asking for assistance in investigating this fraudulent collection claim in a timely manner.
Frequently Asked Questions
What is Complaint #4535862 about?
Complaint #4535862 was filed against Law Offices Of Robert J. Colclough, III regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-07-12T12:00:00-05:00.
How did Law Offices Of Robert J. Colclough, III respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Law Offices Of Robert J. Colclough, III?
Yes, visit the Law Offices Of Robert J. Colclough, III company profile at readthecomplaint.com/company/law-offices-of-robert-j-colclough-iii to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.