Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4535785
Complaint Overview
Complaint ID: 4535785
Company: Affirm Holdings, INC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Florida
ZIP Code: 34691
Date Received: 2021-07-12T12:00:00-05:00
Date Sent to Company: 2021-07-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
I did an online hotel booking thru XXXX for XX/XX/2021 to XXXX XXXX and XXXX XXXX XXXX XXXX. The finance company Affirm has harassed me via phone and has turned in to the credit bureau I have late payments on a booking that never happened. XXXX XXXX refunded XXXX and XXXX only refunded the Affirm company XXXX on XX/XX/2021. I ow no one for anything and let Affirm know their issue is with XXXX as I NEVER gave Affirm permission to pay for a booking that never took place. XXXX will not contact me about the due monies to Affirm that they have been paid back by XXXX XXXX. This is defamation of character to myself and also blatant harassment. XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #4535785 about?
Complaint #4535785 was filed against Affirm Holdings, INC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-07-12T12:00:00-05:00.
How did Affirm Holdings, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Affirm Holdings, INC?
Yes, visit the Affirm Holdings, INC company profile at readthecomplaint.com/company/affirm-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.