Debt collection -- Attempts to collect debt not owed -- Complaint #4532480
Complaint Overview
Complaint ID: 4532480
Company: Access Receivables Of Nc INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: Maryland
ZIP Code: 20770
Date Received: 2021-07-10T12:00:00-05:00
Date Sent to Company: 2021-07-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I recently pulled my reports and noticed you are reporting the incorrect balance owed and date paid for this account XXXX XXXXXXXX XXXX XXXX. In fact, per their correspondence, my debt is not owed by Access Receivable Management and was satisfied internally. The information is being reported by your company and the bureaus are different, this means the account has not been properly verified. Most recently, this company reported that my last payment activity was in XX/XX/2021 which is incorrect. They are now continually re-aging my account which is against the FCRA.
Frequently Asked Questions
What is Complaint #4532480 about?
Complaint #4532480 was filed against Access Receivables Of Nc INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-07-10T12:00:00-05:00.
How did Access Receivables Of Nc INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Access Receivables Of Nc INC.?
Yes, visit the Access Receivables Of Nc INC. company profile at readthecomplaint.com/company/access-receivables-of-nc-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.