Checking or savings account -- Managing an account -- Complaint #4522238

Complaint Overview

Complaint ID: 4522238

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Problem using a debit or ATM card

State: New York

ZIP Code: 137XX

Date Received: 2021-07-07T12:00:00-05:00

Date Sent to Company: 2021-07-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/2021 I purchased a motorcycle online with Chime debit card for XXXX. I realized that shipping would be delayed because of pandemic so I immediately cancelled the order the same day. I got a email stating order was cancelled and refunded. Chime made me fill out disputed transaction paper. I filed the paper along with all the messages from XXXX company verifying cancelled order and since then I have gotten the run aroundsome say they dont have the transaction some say they do and the emails keep coming saying they are working on I cant get a straight answer and that are stonewalling please help

Frequently Asked Questions

What is Complaint #4522238 about?

Complaint #4522238 was filed against Chime Financial INC regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2021-07-07T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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