Debt collection -- Written notification about debt -- Complaint #4519899

Complaint Overview

Complaint ID: 4519899

Company: Helvey & Associates, INC., Warsaw, In Branch

Product: Debt collection

Sub-Product: Other debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: Arizona

ZIP Code: 85282

Date Received: 2021-07-06T12:00:00-05:00

Date Sent to Company: 2021-07-06T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I created an account to monitor my credit and was surprised to see a collection from Helvey & Associates which dropped my score significantly. My grievance with this collection is that I received no phone call ( s ) or contact via USPS mail to confirm this collection is mine or valid ( FDCRA ). Due to this, I did not obtain the full statutory period in which to dispute the validity of the debt in question as I did not receive any initial notifications regarding the debt. I would like this collection removed from my credit due to erroneous collection practices.

Frequently Asked Questions

What is Complaint #4519899 about?

Complaint #4519899 was filed against Helvey & Associates, INC., Warsaw, In Branch regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-07-06T12:00:00-05:00.

How did Helvey & Associates, INC., Warsaw, In Branch respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Helvey & Associates, INC., Warsaw, In Branch?

Yes, visit the Helvey & Associates, INC., Warsaw, In Branch company profile at readthecomplaint.com/company/helvey-associates-inc-warsaw-in-branch to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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