Debt collection -- Attempts to collect debt not owed -- Complaint #4516488
Complaint Overview
Complaint ID: 4516488
Company: Equifax, INC.
Product: Debt collection
Sub-Product: Payday loan debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: California
ZIP Code: 90057
Date Received: 2021-07-05T12:00:00-05:00
Date Sent to Company: 2021-07-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
i sent y initial dispute XX/XX/2021, i sent an additional dispute once i received a response from the credit bureau stating the debts have all been verified. I then proceeded to sending a 609 letter XX/XX/XXXX, in which i never gotten a response back from the Equifax buearu at all. It has been well over XXXX days. ( i have receipts ) All mail was delivered and recieved because i sent them all certified mail. This is in violation of us title 15 1692g and 1692e. I also just sent them my police report for identity theft. Please esculate this manner
Frequently Asked Questions
What is Complaint #4516488 about?
Complaint #4516488 was filed against Equifax, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-07-05T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.