Payday loan, title loan, or personal loan -- Charged fees or interest you didn't expect -- Complaint #4514962

Complaint Overview

Complaint ID: 4514962

Company: American First Finance, INC.

Product: Payday loan, title loan, or personal loan

Sub-Product: Installment loan

Issue: Charged fees or interest you didn't expect

State: Michigan

ZIP Code: 48238

Date Received: 2021-07-04T12:00:00-05:00

Date Sent to Company: 2021-07-04T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

First of all I made several arrangements to pay my loan and was still being charged a {$30.00} dollar fee with out being explained that everytime I make payment arrangements that there would be a {$30.00} dollar late fee!!! Now I have made payment arrangements for the overdue amount and was told that I would not receive a debit on my account but the company as tryed to debit my account 3 times in one day!!! I also spoke to a representative this morning for {$60.00} dollars on the XXXX of XXXX!!! And they are still continuing to Harassing me!!!

Frequently Asked Questions

What is Complaint #4514962 about?

Complaint #4514962 was filed against American First Finance, INC. regarding Payday loan, title loan, or personal loan specifically about Charged fees or interest you didn't expect. It was received by the CFPB on 2021-07-04T12:00:00-05:00.

How did American First Finance, INC. respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.

Can I see other complaints against American First Finance, INC.?

Yes, visit the American First Finance, INC. company profile at readthecomplaint.com/company/american-first-finance-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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