Credit card or prepaid card -- Closing your account -- Complaint #4514168
Complaint Overview
Complaint ID: 4514168
Company: Wells Fargo & Company
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Closing your account
Sub-Issue: Company closed your account
State: Pennsylvania
ZIP Code: 19401
Date Received: 2021-07-03T12:00:00-05:00
Date Sent to Company: 2021-07-03T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I initiated and entered an consumer credit Transactions with WELLS FARGO with my open ended credit plan XX/XX/2013. WELLS FARGO then alleged i had unpaid late alleged obligation, Which they then charged off and closed the account XXXX. No federal law under Truth in Lending or FCRA statutes does it mention LatePayments in connection with my open ended credit plan. 15 USC 1602 does however say an account can not be closed without my the original creditors written consent. Also a natural person can not assume any debt, because pursuant to 18 USC 8 the United States assumes all obligations. WELLS FARGO is attempting to collect an alleged debt from me ; in the process harming my consumer report and my reputation which is a violation of 15 USC 1692d ( 1 ).
Frequently Asked Questions
What is Complaint #4514168 about?
Complaint #4514168 was filed against Wells Fargo & Company regarding Credit card or prepaid card specifically about Closing your account. It was received by the CFPB on 2021-07-03T12:00:00-05:00.
How did Wells Fargo & Company respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against Wells Fargo & Company?
Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.