Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4512421
Complaint Overview
Complaint ID: 4512421
Company: Huntington National Bank, The
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Maryland
ZIP Code: 208XX
Date Received: 2021-07-03T12:00:00-05:00
Date Sent to Company: 2021-07-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In XXXX of XXXX I made a few extra payments to a car loan I had with Huntington bank. the payments were handled with a representative over the phone. I was leaving the country for a couple months and I wanted my payments in order before vacation. By mistake, a portion of the funds were applied towards the principal and not towards the upcoming monthly payments. It took months to reverse the transaction and to allocate the funds towards the intended purpose. I spoke to account specialist multiple times and they assured me that due to the mistake, there would not be any harmful events in my credit report.
Frequently Asked Questions
What is Complaint #4512421 about?
Complaint #4512421 was filed against Huntington National Bank, The regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-07-03T12:00:00-05:00.
How did Huntington National Bank, The respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Huntington National Bank, The?
Yes, visit the Huntington National Bank, The company profile at readthecomplaint.com/company/huntington-national-bank-the to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.