Payday loan, title loan, or personal loan -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #4512048
Complaint Overview
Complaint ID: 4512048
Company: Lending Club CORP
Product: Payday loan, title loan, or personal loan
Sub-Product: Installment loan
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: California
ZIP Code: 92104
Date Received: 2021-07-02T12:00:00-05:00
Date Sent to Company: 2021-07-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Lending Club continuously reports extremely late by multiple months negatively affecting my credit score & reports. I've asked them to correct this and even filed a direct dispute with Lending Club and the credit bureaus. They updated some of the bureaus with different information that doesn't even reflect my correct balances for any of the months that are missing.
Frequently Asked Questions
What is Complaint #4512048 about?
Complaint #4512048 was filed against Lending Club CORP regarding Payday loan, title loan, or personal loan specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2021-07-02T12:00:00-05:00.
How did Lending Club CORP respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.
Can I see other complaints against Lending Club CORP?
Yes, visit the Lending Club CORP company profile at readthecomplaint.com/company/lending-club-corp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.