Credit card or prepaid card -- Advertising and marketing, including promotional offers -- Complaint #4508668

Complaint Overview

Complaint ID: 4508668

Company: Capital One Financial Corporation

Product: Credit card or prepaid card

Sub-Product: Store credit card

Issue: Advertising and marketing, including promotional offers

Sub-Issue: Confusing or misleading advertising about the credit card

State: New York

ZIP Code: 117XX

Date Received: 2021-07-01T12:00:00-05:00

Date Sent to Company: 2021-07-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

I am XXXX XXXX XXXX XXXX. Ordered off line over phone a XXXX XXXX XXXX XXXX XXXX internet ad in XXXX XXXX Library read " Shooter Grade ''. Called XXXX and gave serial number. Was advised not to shoot XXXX XXXX XXXX recalled this XXXX, since had defective firing pin that could break and " slam fire '' and cause bodily injury. Logged out XXXX to local gunsmith for implied warrantee of merchantability or fitness. Filed dispute with Capital One pending. Spoke to store manager, wrote emails. XXXX. On XX/XX/XXXX received via certified mail a NOTICE OF BAN from different store manager of investigations and analytics to cease and desist from any form of communications with that retailer. Wrote to lawyer if my civil rights, ADA violated. ( 42-USC 1983 ). Called Capital One Mastercard today and agreed that card can be used on third party trandactions undet Regulation Z. Pay, charge ok Cap. One! Am XXXX and have registered XXXX XXXX XXXX. Please assit.

Frequently Asked Questions

What is Complaint #4508668 about?

Complaint #4508668 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Advertising and marketing, including promotional offers. It was received by the CFPB on 2021-07-01T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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