Debt collection -- Communication tactics -- Complaint #4505854

Complaint Overview

Complaint ID: 4505854

Company: Americollect

Product: Debt collection

Sub-Product: Medical debt

Issue: Communication tactics

Sub-Issue: Used obscene, profane, or other abusive language

State: Florida

ZIP Code: 32225

Date Received: 2021-06-30T12:00:00-05:00

Date Sent to Company: 2021-06-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

On XX/XX/2021, I received a letter from Americollect. I had previously asked them to validate a debt they were collecting on. The letter stated that they have received, verified, & validated with the credit bureau ( s ) and responded to me. They said my dispute has been deemed frivolous or irrelevant and there will not be an additional investigation on the matter. I have not received any other correspondence from Americollect prior to this one.

Frequently Asked Questions

What is Complaint #4505854 about?

Complaint #4505854 was filed against Americollect regarding Debt collection specifically about Communication tactics. It was received by the CFPB on 2021-06-30T12:00:00-05:00.

How did Americollect respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Americollect?

Yes, visit the Americollect company profile at readthecomplaint.com/company/americollect to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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