Debt collection -- Attempts to collect debt not owed -- Complaint #4505637
Complaint Overview
Complaint ID: 4505637
Company: Credit Systems International, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Arizona
ZIP Code: 85032
Date Received: 2021-06-30T12:00:00-05:00
Date Sent to Company: 2021-07-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I received an Alert on my Credit Monitoring Service on XX/XX/XXXX that my account was sent to collection for XXXX dollars from a XXXX XXXX and Credit Systems International Incorporation . In Texas Where I have never had a Residence. I contacted them as soon as the alert came through and spoke with a lady there who said if i believe this is fraudulent to file a dispute with my credit score provider otherwise there was nothing she could do. After Filing with XXXX they said the lender confirmed it was my account, Which as I've stated I've lived and have only lived as an adult in Arizona.Then XXXX said i could file a dispute with the FTC. So Here I am. I also have never received any Mail from this " collection agency or Energy company ''
Frequently Asked Questions
What is Complaint #4505637 about?
Complaint #4505637 was filed against Credit Systems International, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-06-30T12:00:00-05:00.
How did Credit Systems International, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Credit Systems International, INC.?
Yes, visit the Credit Systems International, INC. company profile at readthecomplaint.com/company/credit-systems-international-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.