Debt collection -- Attempts to collect debt not owed -- Complaint #4495289

Complaint Overview

Complaint ID: 4495289

Company: Diverse Funding Associates LLC

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Ohio

ZIP Code: 44001

Date Received: 2021-06-26T12:00:00-05:00

Date Sent to Company: 2021-06-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I had two collections account removed from my XXXX report, being deemed invalid. The two collections agencies have both back on my XXXX credit report after me disputing them. They are incorrectly reporting these debts and they are not mine. I have screenshots of the collections accounts being removed and I want them off my XXXX report immediately before I file legal action.

Frequently Asked Questions

What is Complaint #4495289 about?

Complaint #4495289 was filed against Diverse Funding Associates LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-06-26T12:00:00-05:00.

How did Diverse Funding Associates LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Diverse Funding Associates LLC?

Yes, visit the Diverse Funding Associates LLC company profile at readthecomplaint.com/company/diverse-funding-associates-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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