Debt collection -- Attempts to collect debt not owed -- Complaint #4494379
Complaint Overview
Complaint ID: 4494379
Company: All Debt Solutions INC. DBA: 1st Class Agency
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: New Jersey
ZIP Code: 078XX
Date Received: 2021-06-27T12:00:00-05:00
Date Sent to Company: 2021-06-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The All Debt Solutions , Inc. ( debt collecting Agency in XXXX ) stated is XXXX XXXX of NJ as their client. I have had no dealings with XXXX XXXXXXXX of NJ. This is misrepresentation and questionable practice to collect money. I have responded to them by certified mail stating that I have no outstanding debt with their client. The collecting agency letter had no date, no signatures, and no name of the sender. I request the CFPB to investigate the matter and put a stop to such questionable practices of this company and their client.
Frequently Asked Questions
What is Complaint #4494379 about?
Complaint #4494379 was filed against All Debt Solutions INC. DBA: 1st Class Agency regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-06-27T12:00:00-05:00.
How did All Debt Solutions INC. DBA: 1st Class Agency respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against All Debt Solutions INC. DBA: 1st Class Agency?
Yes, visit the All Debt Solutions INC. DBA: 1st Class Agency company profile at readthecomplaint.com/company/all-debt-solutions-inc-dba-1st-class-agency to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.