Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #4491101
Complaint Overview
Complaint ID: 4491101
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 30083
Date Received: 2021-06-24T12:00:00-05:00
Date Sent to Company: 2021-06-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/2021 i sent a dispute letter via certified mail to Equifax with a concern of wrong information being reported on my account and to please prove to me the accuracy of this information, not only was the information inaccurate but i never gave Equifax consent to post this on my credit ... Code 1692g- Validation of Debts - Code 1681b- Permissible purposes of consumer reports Exhibit A.. Equifax inaccuracy report for XXXX XXXX XXXX XXXX Acct XXXX XXXX Address is wrong, Amount is wrong, Account number wrong, Exhibit B. The correct Address, The correct Amount, XXXX XXXX Account number. XXXX XXXX XXXX XXXX. I demand Equifax to remove XXXX XXXX XXXX off my credit report or face penalty by FCRA for damages and Violations..
Frequently Asked Questions
What is Complaint #4491101 about?
Complaint #4491101 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2021-06-24T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.