Credit card or prepaid card -- Problem with a purchase shown on your statement -- Complaint #4490056

Complaint Overview

Complaint ID: 4490056

Company: American Express Company

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: Michigan

ZIP Code: 48306

Date Received: 2021-06-24T12:00:00-05:00

Date Sent to Company: 2021-06-24T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I filed a complaint with your agency on XXXX # XXXX and received a message on XXXX that American Express would be crediting my account for the amount disputed. Today, XX/XX/2021, I received a message from American Express that the charge would be placed back on my account because XXXX XXXX provided an invoice for the charge. I contacted American Express again and was informed that they would not credit my account for the {$30.00} charge and I had to contact XXXX XXXX. I attempted to contact XXXX XXXX and was informed there was a XXXX hour wait to speak with someone. Again, this charge was for my son 's luggage, which should have been complimentary because I purchased his ticket with my American Express. We checked in at the XXXX in both XXXX and XXXX and for some reason the system did not recognize my credit card for my son 's ticket and charged me for his luggage. Any assistance you may be able to provide would be greatly appreciated. Best regards, XXXX XXXX

Frequently Asked Questions

What is Complaint #4490056 about?

Complaint #4490056 was filed against American Express Company regarding Credit card or prepaid card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2021-06-24T12:00:00-05:00.

How did American Express Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against American Express Company?

Yes, visit the American Express Company company profile at readthecomplaint.com/company/american-express-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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