Debt collection -- Communication tactics -- Complaint #4489505

Complaint Overview

Complaint ID: 4489505

Company: Alliance Collection Agencies, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: Communication tactics

Sub-Issue: Frequent or repeated calls

State: Illinois

ZIP Code: 60031

Date Received: 2021-06-24T12:00:00-05:00

Date Sent to Company: 2021-06-24T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I was looking into my credit report and I noticed that Alliance Collection Agencies had reported information in my credit report which violates FCRA AND FDCPA. I sent certified letters to them to verified the accounts with not success. Instead they decided to report it to the all of the credit bureaus XXXX, XXXX & XXXX XXXX. Since they violated the FCRA & FDCPA I am forced to file a suit for not complying with my request. This account is NOT VERIFIED and I had enough of their negligence. Attached you will find the letter was sent to them on XX/XX/2021.

Frequently Asked Questions

What is Complaint #4489505 about?

Complaint #4489505 was filed against Alliance Collection Agencies, INC. regarding Debt collection specifically about Communication tactics. It was received by the CFPB on 2021-06-24T12:00:00-05:00.

How did Alliance Collection Agencies, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Alliance Collection Agencies, INC.?

Yes, visit the Alliance Collection Agencies, INC. company profile at readthecomplaint.com/company/alliance-collection-agencies-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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