Debt collection -- False statements or representation -- Complaint #4487313

Complaint Overview

Complaint ID: 4487313

Company: Frost-Arnett Company

Product: Debt collection

Sub-Product: Medical debt

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: Tennessee

ZIP Code: 37128

Date Received: 2021-06-23T12:00:00-05:00

Date Sent to Company: 2021-06-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/2021, I received a billing statement from Frost-Arnett Company stating I owed a debt. On XX/XX/2021 I mailed a debt validation letter to Frost-Arnett asking for the original contract, creditor, alleged account number. On XX/XX/2021 I received a letter from Frost-Arnett stating they had received the debt validation letter, but instead of presenting the original contract, they instead sent medical bills. On XX/XX/2021 I mailed Frost-Arnett yet a second letter asking for the original contract, original creditor, and alleged original account number. At this time I have not heard from them. On XX/XX/2021 I mailed Frost-Arnett a Cease and Desist letter, along with a copy of the letter with the violations listed/highlighted, and an invoice for the violations.

Frequently Asked Questions

What is Complaint #4487313 about?

Complaint #4487313 was filed against Frost-Arnett Company regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2021-06-23T12:00:00-05:00.

How did Frost-Arnett Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Frost-Arnett Company?

Yes, visit the Frost-Arnett Company company profile at readthecomplaint.com/company/frost-arnett-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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