Debt collection -- Attempts to collect debt not owed -- Complaint #4479500

Complaint Overview

Complaint ID: 4479500

Company: Advance Bureau Of Collections

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Georgia

ZIP Code: 310XX

Date Received: 2021-06-21T12:00:00-05:00

Date Sent to Company: 2021-06-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/2021, I sent Advance Bureau of Collections, LLP documents to validate the alleged debt that they placed on my consumer report. They received the documents on XX/XX/2021. In return, they sent me a copy of a typed statement that was written by their employer, which was not the documents I asked for. They did not send me the documents that I asked so, therefore, Advance Bureau of Collections, LLP needs to remove my personal information from their system and remove and delete this account from my consumer report. I am the consumer according to 15 USC 1692, I do not owe any debt and I'm not obligated to pay. I am an administered agent according to 15 USC 1602 o so therefore the social security card belongs to SSA, I have to give it back at their request, which means I do not owe any debt attached. 18 USC 8 will provide this information

Frequently Asked Questions

What is Complaint #4479500 about?

Complaint #4479500 was filed against Advance Bureau Of Collections regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-06-21T12:00:00-05:00.

How did Advance Bureau Of Collections respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Advance Bureau Of Collections?

Yes, visit the Advance Bureau Of Collections company profile at readthecomplaint.com/company/advance-bureau-of-collections to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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