Credit reporting, credit repair services, or other personal consumer reports -- Unable to get your credit report or credit score -- Complaint #4478785

Complaint Overview

Complaint ID: 4478785

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Unable to get your credit report or credit score

Sub-Issue: Other problem getting your report or credit score

State: Nebraska

ZIP Code: 681XX

Date Received: 2021-06-21T12:00:00-05:00

Date Sent to Company: 2021-06-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/XXXX, I tried to unfreeze my credit reporting with Equifax, online. Their system wouldn't let me complete the process. I then tried to complete this over the phone with the same results. There was no option to speak with a person. It stated that I was to mail in my request with SS card and Drivers license ( I was unconfortable doing this in the mail but, I did ). I have not heard from them confirming whether or not it has been unfrozen. I have the pin number issued when I froze my account but, was never asked to provide it. I feel that I have the information ( Pin # ) given when account frozen but Equifax is making it difficult to readily access the information crucial in operating in this information age ( like I'm being held XXXX ).

Frequently Asked Questions

What is Complaint #4478785 about?

Complaint #4478785 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Unable to get your credit report or credit score. It was received by the CFPB on 2021-06-21T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

Related Pages