Debt collection -- Attempts to collect debt not owed -- Complaint #4473258
Complaint Overview
Complaint ID: 4473258
Company: Southwest Credit Systems, L.P.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: California
ZIP Code: 90057
Date Received: 2021-06-18T12:00:00-05:00
Date Sent to Company: 2021-06-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am contacting you regarding some fraudulent accounts appearing in my credit file. I have recently become a victim of identity theft. MY PASSPORT and wallet and pertinent files were lost in the airport upon moving cross country. Once I noticed the account was placed on my account I immediately contacted the credit with several attempts to validate the debt. I have filed FTC identity theft report as weak.. The accounts in question are : 11 XXXX obtained by a credit collector ( XXXX XXXX XXXX ) - {$260.00} filed XX/XX/XXXX AND XXXX XXXX XXXX - ( XXXX-XXXX ) - {$220.00} XX/XX/XXXX these are not my accounts. Please remove these items from my credit report. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #4473258 about?
Complaint #4473258 was filed against Southwest Credit Systems, L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-06-18T12:00:00-05:00.
How did Southwest Credit Systems, L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Southwest Credit Systems, L.P.?
Yes, visit the Southwest Credit Systems, L.P. company profile at readthecomplaint.com/company/southwest-credit-systems-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.