Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4464223
Complaint Overview
Complaint ID: 4464223
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: California
ZIP Code: 93705
Date Received: 2021-06-15T12:00:00-05:00
Date Sent to Company: 2021-06-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Transunion owns XXXX XXXX, XXXX reported that my score was XXXX for XXXX XXXX and XXXX, until XX/XX/XXXX when it was reduced to XXXX. I applied for a loan with XXXX XXXX On XX/XX/XXXX. I was denied the loan and told they based this on information from TU. TRANSUNION had told XXXX XXXX That my credit score was only XXXX, nit XXXX that Transunion was showing me. Why is Transunion reporting to me one score but then reporting a lower score to lenders?? Please see attached image showing no change during the time of thw request XX/XX/XXXX. Then reference the PDF email which shows TU telling XXXX XXXX a much lower score. Its been my experience that if you catch someone doing fraudulent and deceptive dealings, that is most likely NOT the first time, nor the last. That's just the time I caught them.
Frequently Asked Questions
What is Complaint #4464223 about?
Complaint #4464223 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-06-15T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.