Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4450911
Complaint Overview
Complaint ID: 4450911
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Louisiana
ZIP Code: 70065
Date Received: 2021-06-10T12:00:00-05:00
Date Sent to Company: 2021-06-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The Credit Bureaus Are Violating Your Rights by not following Federal Law As Authorized The Fair Credit Reporting Act REQUIRES the CRA 's XXXX XXXX XXXX Agencies ) to have PHYSICAL COPIES of the contract documents we signed with creditors that they are reporting but they DON'T because everything they are reporting is transferred to them from the creditors electronically - not face to face or by mail. This means the CRA 's do not ever review and or verify any credit applications, signed contracts or any documents whatsoever before they report the items on your credit report. Fact is if I haven't been contacted by the bureaus and these accounts validated properly it is indeed FRAUD and I submitted these documents on XX/XX/XXXX. Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$13000.00} Reason : Account is fraudulent Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$3700.00} Reason : Account is fraudulent Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$8300.00} Reason : Account is fraudulent Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$1400.00} Reason : Account is fraudulent Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$2500.00} Reason : Account is fraudulent Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$4600.00} Reason : Account is fraudulent Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$7700.00} Reason : Account is fraudulent Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$5900.00} Reason : Account is fraudulent Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$3800.00} Reason : Account is fraudulent Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$4200.00} Reason : Account is fraudulent Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$3900.00} Reason : Account is fraudulent Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$7500.00} Reason : Account is fraudulent Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$8100.00} Reason : Account is fraudulent Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$7000.00} Reason : Account is fraudulent Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$450.00} Reason : Account is fraudulent Account Name : DEPT OF ED/NAVIENT Account Number : XXXX AMOUNT : {$600.00} Reason : Account is fraudulent Account Name : VERVENT/TBOM Account Number : XXXX AMOUNT : {$240.00} Reason : Account is fraudulent Account Name : FIRST XXXX BANK Account Number : XXXX AMOUNT : {$490.00} Reason : Account is fraudulent Account Name : XXXX Account Number : XXXX AMOUNT : {$590.00} Reason : Account is fraudulent Account Name : MIDNIGHT VELVET Account Number : XXXX AMOUNT : {$250.00} Reason : Account is fraudulent Account Name : XXXX XXXX Account Number : XXXX AMOUNT : {$920.00} Reason : Account is fraudulent Account Name : VERVENT/TBOM Account Number : XXXX AMOUNT : {$300.00} Reason : Account is fraudulent Account Name : WEBBANK/FINGERHUT Account Number : XXXX AMOUNT : {$0.00} Reason : Account is fraudulent Account Name : XXXX XXXX XXXX XXXX XXXX XXXX Account Number : XXXX AMOUNT : {$560.00} Reason : Account is fraudulent Account Name : XXXX XXXX XXXX ( XXXX XXXX ) Account Number : XXXX AMOUNT : {$650.00} Reason : Account is fraudulent Account Name : XXXX XXXX XXXX XXXX XXXX XXXX MRKTING ) Account Number : XXXX AMOUNT : {$560.00} Reason : Account is fraudulent Account Name : XXXX XXXX XXXX XXXX XXXX XXXX BANK NA ) Account Number : XXXX AMOUNT : {$640.00} Reason : Account is fraudulent Account Name : XXXX XXXX ADJUST ( MID XXXX BANK AND XXXX TOT Account Number : XXXX AMOUNT : {$540.00} Reason : Account is fraudulent Account Name : XXXX XXXX SOLUTION XXXX XXXX XXXX XXXX XXXX Account Number : XXXX AMOUNT : {$240.00} Reason : Account is fraudulent Account Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account Number : XXXX AMOUNT : {$80.00} Reason : Account is fraudulent Inquiries : CAP XXXX NA XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX SER XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX DC XXXX XXXX DIGI CRD/S XX/XX/XXXX XXXX XX/XX/XXXX
Frequently Asked Questions
What is Complaint #4450911 about?
Complaint #4450911 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-06-10T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.