Debt collection -- Attempts to collect debt not owed -- Complaint #4449719
Complaint Overview
Complaint ID: 4449719
Company: Earm LLC
Product: Debt collection
Sub-Product: Payday loan debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: Virginia
ZIP Code: 201XX
Date Received: 2021-06-10T12:00:00-05:00
Date Sent to Company: 2021-06-10T12:00:00-05:00
Company Response: Untimely response
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Got a text message saying I owed a debt when I dont the guy couldnt even give me an information about it when I called the original company they told me this is not right then I called the other two collections agency they tell me its fraudulent and to contact the FTC
Frequently Asked Questions
What is Complaint #4449719 about?
Complaint #4449719 was filed against Earm LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-06-10T12:00:00-05:00.
How did Earm LLC respond to this complaint?
The company responded with: "Untimely response". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Earm LLC?
Yes, visit the Earm LLC company profile at readthecomplaint.com/company/earm-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.