Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #4434180
Complaint Overview
Complaint ID: 4434180
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Georgia
ZIP Code: 30248
Date Received: 2021-06-05T12:00:00-05:00
Date Sent to Company: 2021-06-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/2021, I submitted a dispute to Equifax disputing an incorrect bankruptcy they continue to report. I have disputed this inaccurate account with them several times. Consequently, I had to dispute with the furnisher of this inaccurate information XXXX XXXX XXXX. XXXX ultimately removed the inaccurate account from my report. I provided proof of this fact in my recent dispute with Equifax and they still refused to delete the account. They even state in the verification they just sent me as being verified with XXXX. The 30 day clock on which they have to delete this invalid bankruptcy and all accounts associated with it, ends on XX/XX/2021. They have essentially wasted almost half a month, by responding that this account is verified when it clearly has been removed. This can even be found in the last CFPB response from XXXX, stating the bankruptcy has been deleted/removed from my report. At this point in time Equifax clearly disregarding all rule of law, and they are also ignoring the information from the furnisher of the information they are reporting. I will file a suit against Equifax for damages if they do not resolve this issue by XX/XX/XXXX. I will not accept them restarting the clock when they are in clear violation.
Frequently Asked Questions
What is Complaint #4434180 about?
Complaint #4434180 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2021-06-05T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.