Debt collection -- Attempts to collect debt not owed -- Complaint #4429363
Complaint Overview
Complaint ID: 4429363
Company: House Of Finance CORP.
Product: Debt collection
Sub-Product: Auto debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: California
ZIP Code: 92701
Date Received: 2021-06-03T12:00:00-05:00
Date Sent to Company: 2021-06-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
the father of my child included me in an auto loan without my consent. This was around XX/XX/2016. I was not even employed at the time. Considering this I couldnt have applied for a car loan to begin with. The account is closed but it is negatively effecting my credit score. I cant pay because i dont have any money as well.
Frequently Asked Questions
What is Complaint #4429363 about?
Complaint #4429363 was filed against House Of Finance CORP. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-06-03T12:00:00-05:00.
How did House Of Finance CORP. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against House Of Finance CORP.?
Yes, visit the House Of Finance CORP. company profile at readthecomplaint.com/company/house-of-finance-corp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.