Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4425753
Complaint Overview
Complaint ID: 4425753
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Texas
ZIP Code: 77070
Date Received: 2021-06-02T12:00:00-05:00
Date Sent to Company: 2021-06-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXXXXXX XXXX collections is reporting violations to my credit report, and when I send them a certified letter, they refused to sign for it. Please see below the violations that are being reported. Account Name : XXXX XXXX XXXX original creditor XXXX XXXX XXXX XXXX Account Number : XXXX Account Name : XXXX XXXX XXXX original creditor XXXX XXXX XXXX ) Account Number XXXX XXXX Violation Reported : account type listed as a collection. Violation Reported : account status listed as derogatory. Violation Reported : illegally re-aged of accounts. Violation Reported : date opened reported as of XX/XX/XXXX, and XX/XX/XXXX. Violation Reported : date of the last active is XX/XX/XXXX, and XX/XX/XXXX. Violation Reported : accounts numbers are the same and reporting different balance amounts. Violation Reported : original creditor refused to sign a certified letter ( copy enclosed ) These accounts are reporting inaccurate information, which makes these accounts in violation of FCRA requirements. Please see the evidence enclosed as proof of violations. Please see enclosed proof of mail, stating refusal to sign for the mail that was sent.
Frequently Asked Questions
What is Complaint #4425753 about?
Complaint #4425753 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-06-02T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.