Debt collection -- Attempts to collect debt not owed -- Complaint #4425596
Complaint Overview
Complaint ID: 4425596
Company: Cw Financial
Product: Debt collection
Sub-Product: Payday loan debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: California
ZIP Code: XXXXX
Date Received: 2021-06-02T12:00:00-05:00
Date Sent to Company: 2021-06-11T12:00:00-05:00
Company Response: Untimely response
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I was called at work by Crestwood management at XXXX. They threatened legal action for a pay day loan received in 2014, over 7 years ago and past the statute of limitations. When I refused to pay they stated " See you in court '' and very rudely told me to hang up. When I informed them that I was going to file a consumer complaint the person on the other end asked me, " are you having fun yet? ", laughed and hung up the phone.
Frequently Asked Questions
What is Complaint #4425596 about?
Complaint #4425596 was filed against Cw Financial regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-06-02T12:00:00-05:00.
How did Cw Financial respond to this complaint?
The company responded with: "Untimely response". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cw Financial?
Yes, visit the Cw Financial company profile at readthecomplaint.com/company/cw-financial to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.