Credit card or prepaid card -- Trouble using the card -- Complaint #4419698

Complaint Overview

Complaint ID: 4419698

Company: Paypal Holdings, INC

Product: Credit card or prepaid card

Sub-Product: General-purpose prepaid card

Issue: Trouble using the card

Sub-Issue: Problem using the card to withdraw money from an ATM

State: Georgia

ZIP Code: 30305

Date Received: 2021-05-31T12:00:00-05:00

Date Sent to Company: 2021-06-23T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

My Venmo account was frozen, not useable for credit or debit transactions, in XX/XX/2021. Initially Venmo could not provide a reason for the freeze but after about 4-weeks identified the problem transaction, which ended up being unauthorized and was refunded back to the originating institution, yet for some inexplicable reason my account remains frozen despite my repeated requests for Venmo to thaw my account, which is now partially frozen but in a discriminatory manner, accepting a credit transaction for {$100.00} on XX/XX/2021 no problem, but still un-useable for debit transactions as of today, XX/XX/2021.

Frequently Asked Questions

What is Complaint #4419698 about?

Complaint #4419698 was filed against Paypal Holdings, INC regarding Credit card or prepaid card specifically about Trouble using the card. It was received by the CFPB on 2021-05-31T12:00:00-05:00.

How did Paypal Holdings, INC respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Paypal Holdings, INC?

Yes, visit the Paypal Holdings, INC company profile at readthecomplaint.com/company/paypal-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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