Debt collection -- Attempts to collect debt not owed -- Complaint #4418430

Complaint Overview

Complaint ID: 4418430

Company: Experian Information Solutions INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Nevada

ZIP Code: 89147

Date Received: 2021-05-30T12:00:00-05:00

Date Sent to Company: 2021-05-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Please pay close attention! I have been a victim of identity theft. This has been an ongoing issue with the original creditor ( XXXX XXXX XXXX XXXX XXXX XXXX, collection agency ( XXXX XXXX XXXX ) and this collection bureau ( Experian ) I have been consistent with attempting to resolve this issue. For over a year I have been communicating via mail to dispute and calling them. Nothing has been done. I have reached my limit with Experian I have notified them about this but nothing has been done. I am a real victim of identity theft and neither the creditor or experian wants to rectify this. I have sent police reports ( see attachments ) to collection agency and creditor but none have responded regarding this. So I'm reaching for you guys help which I desperately need to REMOVE this account from my credit report. Immediately! This has affected my life so negatively. I need this removed As Soon As Possible.

Frequently Asked Questions

What is Complaint #4418430 about?

Complaint #4418430 was filed against Experian Information Solutions INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-05-30T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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