Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #4408731
Complaint Overview
Complaint ID: 4408731
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Florida
ZIP Code: 33186
Date Received: 2021-05-26T12:00:00-05:00
Date Sent to Company: 2021-05-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I'm having issues with Experian on my credit report. My rights as a consumer rights have been violated, I am highly disappointed that you refuse to follow the laws that were written by the FCRA. I have requested a thorough investigation and have asked for the original signed documents of this alleged debt. You have refused to send them and have refused to investigate this alleged debt correctly. Not only that you my rights as the consumer have been violated according to 15 U.S.C 1681 ( b ). Permissible purpose, 15 U.S.C. 1681b ( 2 ), in accordance with the written instructions of the consumer to whom it relates. I Consumer, XXXX never gave any written consent to put this alleged debt on my credit report/file. 15 U.S.C. 1681 ( a ). accuracy and fairness of my credit report.
Frequently Asked Questions
What is Complaint #4408731 about?
Complaint #4408731 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2021-05-26T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.