Credit card or prepaid card -- Closing your account -- Complaint #4408589
Complaint Overview
Complaint ID: 4408589
Company: First National Bank Of Omaha
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Closing your account
Sub-Issue: Company closed your account
State: New York
ZIP Code: 14127
Date Received: 2021-05-26T12:00:00-05:00
Date Sent to Company: 2021-05-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have received a letter informing me my account has been closed and the only reason listed is excessive credit reporting agency inquiries. I have over 14 years of clean credit no missed payments and pay over the minimum. They should not have closed my account due do 90 % of the inquiries were my car shopping. I have over XXXX in open credit and on way a risk, their unwarranted action has hurt my credit.
Frequently Asked Questions
What is Complaint #4408589 about?
Complaint #4408589 was filed against First National Bank Of Omaha regarding Credit card or prepaid card specifically about Closing your account. It was received by the CFPB on 2021-05-26T12:00:00-05:00.
How did First National Bank Of Omaha respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against First National Bank Of Omaha?
Yes, visit the First National Bank Of Omaha company profile at readthecomplaint.com/company/first-national-bank-of-omaha to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.