Debt collection -- False statements or representation -- Complaint #4392710
Complaint Overview
Complaint ID: 4392710
Company: Commercial Acceptance Company
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Pennsylvania
ZIP Code: 19027
Date Received: 2021-05-20T12:00:00-05:00
Date Sent to Company: 2021-06-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Filed with XXXX XXXX for inaccuraties on XX/XX/XXXX, XXXX Filed for debt validation on XX/XX/XXXX, XX/XX/XXXX with COMMERCIAL ACCEPTANCE COMPANY for the amount of XXXX which is incorrect. COMMERCIAL ACCEPTANCE COMPANY failed to show me proof of validity of orignal contract with a wet signature. Also COMMERCIAL ACCEPTANCE COMPANY failed to show me the contract with them specificaly they have violated my rights under 15 USC 1692g and reported to XXXX AND XXXX who reported it on my credit file violating my rights under 15 USC 1681.
Frequently Asked Questions
What is Complaint #4392710 about?
Complaint #4392710 was filed against Commercial Acceptance Company regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2021-05-20T12:00:00-05:00.
How did Commercial Acceptance Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Commercial Acceptance Company?
Yes, visit the Commercial Acceptance Company company profile at readthecomplaint.com/company/commercial-acceptance-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.