Mortgage -- Trouble during payment process -- Complaint #4387656

Complaint Overview

Complaint ID: 4387656

Company: Loancare, LLC

Product: Mortgage

Sub-Product: VA mortgage

Issue: Trouble during payment process

State: South Carolina

ZIP Code: 294XX

Date Received: 2021-05-18T12:00:00-05:00

Date Sent to Company: 2021-05-18T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American, Servicemember

Consumer Narrative

My Loan/mortage loan was transferred XXXX XXXX on behalf of XXXX XXXX XXXX XXXX XX/XX/XXXX of this year. I have for 2 weeks attempted to speak with a live person on the phone however I am unable to leave a message and the system pushes you through to the auto pay menu. They were also unable to accept my payment prior to my cut off because the system wouldn't recognize me as a customer. I have all of my transfer paper from my previous Mortage along with account number however I could not make my payment. Also I am in immediate need to speak with account management due to some damage I had incurred and the home insurance is paying for repairs. Hower since I can not get in contact with a real person I don't know where to fwd. the insurance check for cosigning. so I am unable to start any repairs without this important piece of info. From my short prospectus of this company they appear deceptive and lack handling my XXXX Mortage Account as a Fiduciary. Sincerely, XXXX XXXX

Frequently Asked Questions

What is Complaint #4387656 about?

Complaint #4387656 was filed against Loancare, LLC regarding Mortgage specifically about Trouble during payment process. It was received by the CFPB on 2021-05-18T12:00:00-05:00.

How did Loancare, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Loancare, LLC?

Yes, visit the Loancare, LLC company profile at readthecomplaint.com/company/loancare-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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