Debt collection -- Attempts to collect debt not owed -- Complaint #4381060

Complaint Overview

Complaint ID: 4381060

Company: Webcollex, LLC

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Pennsylvania

ZIP Code: 19139

Date Received: 2021-05-16T12:00:00-05:00

Date Sent to Company: 2021-05-16T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I, am the consumer in fact, natural person, original creditor, lender, executor, administrator, holder in due course. i only participates in credit transactions for family, personal and household purposes 15 1692a. CKS FINANACIAL violated 15 U.S. Code 1692c ( a ) Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt. Validation of the debt XXXX an XXXX XXXX pursuant to XXXX XXXX

Frequently Asked Questions

What is Complaint #4381060 about?

Complaint #4381060 was filed against Webcollex, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-05-16T12:00:00-05:00.

How did Webcollex, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Webcollex, LLC?

Yes, visit the Webcollex, LLC company profile at readthecomplaint.com/company/webcollex-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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