Payday loan, title loan, or personal loan -- Charged fees or interest you didn't expect -- Complaint #4379203
Complaint Overview
Complaint ID: 4379203
Company: Four Directions Lending LLC
Product: Payday loan, title loan, or personal loan
Sub-Product: Payday loan
Issue: Charged fees or interest you didn't expect
State: Missouri
ZIP Code: 63301
Date Received: 2021-05-14T12:00:00-05:00
Date Sent to Company: 2021-06-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/ I agreed to a loan for {$900.00}. When I go back to look at the loan I noticed now the loan is saying multiple advance for {$1800.00}. I only received {$900.00}. The loan also states its from XXXX to XXXX. Intetest rate of 777.82 %. The finance charge is {$6000.00} the total if paid the length of loan is {$6900.00} and that's paying XXXX weekly until loan is paid.
Frequently Asked Questions
What is Complaint #4379203 about?
Complaint #4379203 was filed against Four Directions Lending LLC regarding Payday loan, title loan, or personal loan specifically about Charged fees or interest you didn't expect. It was received by the CFPB on 2021-05-14T12:00:00-05:00.
How did Four Directions Lending LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.
Can I see other complaints against Four Directions Lending LLC?
Yes, visit the Four Directions Lending LLC company profile at readthecomplaint.com/company/four-directions-lending-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.