Vehicle loan or lease -- Managing the loan or lease -- Complaint #4378662

Complaint Overview

Complaint ID: 4378662

Company: Capital One Financial Corporation

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Managing the loan or lease

Sub-Issue: Problem with additional products or services purchased with the loan

State: Texas

ZIP Code: 78413

Date Received: 2021-05-14T12:00:00-05:00

Date Sent to Company: 2021-05-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/XXXX I finalized the purchase of a XXXX XXXX XXXX XXXX from XXXX XXXX XXXX on XX/XX/XXXX the XXXX XXXX Sport was delivered. Due to the delivery method, I scheduled to meet the delivery in an open parking lot. Upon driving the XXXX home ( about 1 mile ) I discovered the XXXX not to be blowing cool air. When attempting to park the XXXX in our driveway at home, the emergency break would not latch. I immediately emailed XXXX XXXX XXXX and reported the concerns ( including a flicking/non stable Radio system ). After a series of sent emails and minimal response, the XXXX is still in my driveway, parked, while an Auto Loan ( Capitol One Auto Finance ) is still seeking payment.

Frequently Asked Questions

What is Complaint #4378662 about?

Complaint #4378662 was filed against Capital One Financial Corporation regarding Vehicle loan or lease specifically about Managing the loan or lease. It was received by the CFPB on 2021-05-14T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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