Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4378035
Complaint Overview
Complaint ID: 4378035
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Connecticut
ZIP Code: 06410
Date Received: 2021-05-14T12:00:00-05:00
Date Sent to Company: 2021-05-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
The company, Equifax, never responds to calls, has no provision to contest statements such as the following on their website ;. Equifax is reporting the following errors ; 1. Serious delinquency - I notified XXXX XXXX regarding covid relief last year with automatic payments during the months XXXX, XXXX, XX/XX/2020 are showing up late ... Equifax is still reporting this which is not valid, listing it as a 'serious delinquency. ' 2. Equifax is reporting I have high loan balances ... not true. Equifax states the remaining balance on my mortgage is 'relatively high ' ... .that is an opinion, not based in fact. I have a balance of XXXX XXXXXXXX on my mortgage paid down from XXXX XXXXXXXX ... XXXX XXXXXXXX in Connecticut for a 4 bedroom colonial home is NOT high. 3. Equifax is reporting too many accounts with high balances - NOT true. I have two credit cards with a combined credit limit of XXXX XXXXXXXX, and owe {$1500.00} on average ... that is NOT high. I have a student loan for my XXXX, which is XXXX XXXXXXXX and hasn't even started yet ... that's it ... that is not " too many ''! 4. Equifax reports " High Credit Usage '' - how can that be? my revolving credit is as I stated in 3, XXXX XXXXXXXX with a balance of just {$1500.00}!!!
Frequently Asked Questions
What is Complaint #4378035 about?
Complaint #4378035 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-05-14T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.