Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #4376210
Complaint Overview
Complaint ID: 4376210
Company: Consolidated Information Services Solutions, LLC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Oklahoma
ZIP Code: 73132
Date Received: 2021-05-13T12:00:00-05:00
Date Sent to Company: 2021-10-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Universal credit service at XXXX XXXX XXXX, XXXX XXXX PA XXXX has inquired on my credit report 6 times after informing them I am no longer interested in their service. The 6 times were XX/XX/XXXX, XXXX XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. This has caused my credit score to drop and caused me to loose a house I had a contract on. The underwriters would not approve me because of their actions.
Frequently Asked Questions
What is Complaint #4376210 about?
Complaint #4376210 was filed against Consolidated Information Services Solutions, LLC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2021-05-13T12:00:00-05:00.
How did Consolidated Information Services Solutions, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Consolidated Information Services Solutions, LLC?
Yes, visit the Consolidated Information Services Solutions, LLC company profile at readthecomplaint.com/company/consolidated-information-services-solutions-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.