Credit card or prepaid card -- Incorrect information on your report -- Complaint #4366160
Complaint Overview
Complaint ID: 4366160
Company: Capital One Financial Corporation
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Georgia
ZIP Code: 30083
Date Received: 2021-05-10T12:00:00-05:00
Date Sent to Company: 2021-05-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I written too the credit bureaus several times about the Capital one, that continues to report payment history as charge off since being charged of two years ago XX/XX/2019. Its ruining my credit as if the company is purposely doing this too affect my score, I'm trying too purchase a home as i am a single mother that wants too correct my wrong doings and move forward in my life. Please have this account deleted. Also they have that i was late 150 days XX/XX/2019 on XXXX 120 days late on XXXX twice XXXX and XX/XX/2019. They show several inaccuracies with this account, Yet the credit bureaus refuse to fix or delete. I will attach my credit report too show proof.
Frequently Asked Questions
What is Complaint #4366160 about?
Complaint #4366160 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Incorrect information on your report. It was received by the CFPB on 2021-05-10T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.