Checking or savings account -- Closing an account -- Complaint #4361505

Complaint Overview

Complaint ID: 4361505

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Checking account

Issue: Closing an account

Sub-Issue: Company closed your account

State: Florida

ZIP Code: 32811

Date Received: 2021-05-08T12:00:00-05:00

Date Sent to Company: 2021-05-08T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Ive been a loyal chime customer for quite some time but recently they sent me a two day notice that they would be closing my account. Now theyre has been no fraud in my account of any sort, my sister died a few days ago and I need my account but instead they are closing my account. When emailing and calling Chime no one could give me any reason on why my account is suddenly being closed which is ridiculous. I mean literally the support person told me for security reasons she couldnt tell me why my account was being closed but yet my account is being closed. Chime is a joke, please dont bank with them. I hear they are randomly closing a lot of accounts and oh its system generated so you have absolutely no control on trying to get it to stay.

Frequently Asked Questions

What is Complaint #4361505 about?

Complaint #4361505 was filed against Chime Financial INC regarding Checking or savings account specifically about Closing an account. It was received by the CFPB on 2021-05-08T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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