Credit card or prepaid card -- Closing your account -- Complaint #4355216

Complaint Overview

Complaint ID: 4355216

Company: Capital One Financial Corporation

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Closing your account

Sub-Issue: Can't close your account

State: Ohio

ZIP Code: 431XX

Date Received: 2021-05-05T12:00:00-05:00

Date Sent to Company: 2021-05-05T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/XXXX of XXXX I called to have a new card sent to me from my credit card company Capitol One.They sent a card to the wrong address which was my old one.Which someone stole from the mailbox which was one of the reasons I moved from there because my mail was getting stolen. This is a {$500.00} limit credit card. Somehow these people were able to pull over {$1000.00} out of my bank account through my credit card I do not know how. But they got my bank information so Capital One paid my bank a payment of 800 and some odd dollars. They were supposed to also load my credit card. Well someone kept ordering a card over and over again every time I would order one they would. So I finally told Capital One to close my account and I would go ahead and pay them off I paid them down to where I only owed {$170.00}. Well I gave it a couple weeks I just called them yesterday and they said I called in on XX/XX/XXXX and reopen my account had a card expedited to me and have had money pulled off my card I told them that was not me. They would not lock my card in any way shape or form so nobody could get it except for me. They would not tell me exactly how this person was giving information to them and this is Capital One a big company I was shocked because they kept putting money on my account. It was just a huge mess and has been and somebody is still messing with the account right now they won't do anything about it I don't know what to do. They keep locking me out of the app so I can't send you guys screenshots. Anytime I call they tell me that they are putting me through to a supervisor and I have been hung up on and I have been told I'm talking to supervisor but then after a short conversation then told that the person was not the supervisor and they were going to get the supervisor it has been crazy.I got to the part where u asked for the card number the THIEF 'S keep ordering new cards i have no card if u call and ask for my account by name they will say i font have one but here is my social XXXX youll need it.

Frequently Asked Questions

What is Complaint #4355216 about?

Complaint #4355216 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Closing your account. It was received by the CFPB on 2021-05-05T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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